chore: establish M0 project foundations

Document accepted MVP decisions, add AGPL-3.0-only licensing, scaffold repository boundaries, and configure verified PSR-12 and foundation checks.

Refs #1, #2, #3, #4, #5

.editorconfig

@@ -0,0 +1,12 @@
+root = true
+
+[*]
+charset = utf-8
+end_of_line = lf
+insert_final_newline = true
+trim_trailing_whitespace = true
+indent_style = space
+indent_size = 4
+
+[*.{md,yml,yaml}]
+indent_size = 2